If you are like most home owners you hate the idea of your hard earned money going down the drain with monthly mortgage insurance payments.¬†And with so many homeowners defaulting on their mortgage payments over the last few years (google “housing crisis 2008 to 2011“) private mortgage insurance companies, and FHA alike, have raised their […]


If you found this blog post you are probably someone that is interested in financing a home purchase or refinance with an FHA loan. I hope that this blog post does not disappoint as I present the top 5 advantages and disadvantages of the FHA mortgage loan program.


Before May 1st, 2009 there weren’t any rules about who could order the appraisal for a home purchase or refinance transaction. Also, before that date loan officers could talk and consult with an appraiser about the value of a property. Well that all changed on May 1st, 2009 with a new law called the Home […]

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