4506-T Form for Mortgage

What is the 4506-T Form?

by Mortgage Nerd on October 29, 2011 · 0 comments

In a nutshell the 4506-T form is an IRS form that your mortgage lender uses to retrieve a transcript of your tax returns. They use this transcript to match the #’s against the W2’s, 1099’s, and 1040’s (tax returns) that you submit to your loan officer. It serves as a validation tool for mortgage underwriters […]