September 2012

Single Premium Mortgage Insurance

by Mortgage Nerd on September 11, 2012 · 0 comments

Mortgage insurance is something that you buy for the lender so that they will give you a mortgage in the form of a conventional loan with less than a 20% down payment. I like to think of it as a necessary evil. Most people that have done a little research on getting a mortgage know […]


The ARM, or Adjustable Rate Mortgage can be a great strategy for the right situation. For example it can make sense in a situation where the homeowner isn’t going to live in the home for longer than the fixed rate period.  I will discuss a few situations when the ARM can make sense, but first […]